Why Not Invest the Premiums Instead of Buying Insurance?:Quicklongtermcare.org

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Why Not Invest the Premiums Instead of Buying Insurance?

Why Not Invest the Premiums Instead of Buying Insurance?

The invested amount of premiums over 20 years, may be only 5% to 12% of the potential insurance benefit. A 6 year insurance benefit may only yield ½ year of long term care if the premiums are invested instead. Besides, if you invested premiums, where would the money come from if you needed long term care next year or even 5 or 10 years from now? The saved premium account wouldn't have time to grow.

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