Benefits at a quick look

Benefits at a quick look

Your LTC Program is planned to guard you now–and well into the upcoming. The Long Term Care Program offered to PERA members and retirees gives you options that facilitate you to modify your long term care shield in a range of ways. Consider these normal features that place all of the decisions in your hands:

Your choice of daily benefit amounts of $100, $130 or $180.

Your choice of benefit periods: 3 years, 5 years or Lifetime maximums.

Your choice of removal periods either 60 or 90 days, as long as more flexibility and cost management.

A unique "Pool of Dollars" loom that lets you make a decision how your long term care dollars are spent, building your benefits more supple.

Daily payback that compare favorably with current costs and likely levels of practice.

An option of Tax-Qualified or Non-Tax-Qualified Programs, which gives you the alternative of how you right to use your long term care benefits.

Rate guarantees that guarantee your rates won't vary over time. The LTC Program accessible to PERA members and retirees offers a 10-year rate guarantee for those less than 65 years of age at the time of application and a 5-year rate guarantee for those 65 and over.

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